New Survey Data Says 70% Of Gen Z Reported Being So Financially Stressed That They Can’t Sleep. Many Are Dealing With It By Bed Rotting And Doom Strolling On Social Media Instead Of Budgeting

A recent Fortune report highlights how financial stress is taking a heavy toll on Gen Z. Survey data revealed that about 70% of Gen Z respondents said they are so anxious about money that it’s affecting their ability to sleep. This level of stress has pushed many young people into coping mechanisms like “bed rotting”—lying in bed for long periods without productivity—and “doom scrolling” through social media late at night. Instead of tackling their financial worries with budgeting or long-term planning, many are seeking short-term distractions online.

Experts suggest that Gen Z’s financial struggles stem from a combination of rising living costs, student loan debt, stagnant wages, and the pressure to keep up with a digital culture that often promotes expensive lifestyles. These factors leave many feeling trapped, with limited financial flexibility. The result is a cycle of stress, avoidance, and further anxiety as their problems remain unresolved.

The article also points out that this coping style could have long-term consequences for both mental health and financial stability. By prioritizing escapism over practical money management, many Gen Z individuals risk deepening their financial insecurities. Financial advisors argue that small steps like creating realistic budgets, cutting unnecessary expenses, and focusing on long-term goals could help reduce anxiety. Still, the report shows that for much of Gen Z, the stress of money is overwhelming enough to disrupt sleep and shape their daily habits